Co-Signed Debts in St Louis Bankruptcy

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When another individual assumes responsibility for a debt in addition to yourself, this person is referred to as a “co-signer”.  The primary reason for asking someone to co-sign a debt is to convince a creditor that you are a viable risk.  Usually, the co-signer is a friend or family member with a higher credit score or a good credit history.

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Problems arise, of course, when the monthly payments of such a debt fall behind.  When this happens, the creditor has the option of collecting from either of the individuals who signed their name to the debt.  For instance, if you own a car for which your mother co-signed on the loan and you stop making payments, the creditor will make demand for the late payments and fees from both yourself and your mother.

Such debts are dischargeable in a St. Louis Chapter 7 bankruptcy or a St. Louis Chapter 13 bankruptcy, but the person who co-signed on the debt will still be held liable by the creditor.  However, the co-signer could also file a Missouri bankruptcy to take care of the debt in question.  Either way, the St. Louis bankruptcy lawyers at The Law Office of Jennifer Alter-Rieken have relieved hundreds of people from the burden of a co-signed loan.  Whether that loan is in the form of a car note, house mortgage, or credit card, our staff will provide you with the relief that you need and the fresh start / clean slate that you deserve.

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I contacted The Law Office of Jennifer Alter-Rieken for a speeding ticket. The service they provided was excellent and affordable. After emailing them a copy of the ticket, they they took care of everything else. I have referred several friends there, and they all have had the same experience. I highly recommend them. Ann Schrodt
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I've used this firm twice, both for speeding tickets. Both times it was zero hassle: just a matter of giving them the ticket. I've also recommended them to my friends, who have had the same experience. (My friends and I speed a lot.) Highly recommended. I'm sure I'll be back. David Rieken