Filing For Bankruptcy in Oakville MO


Do you have a solid understanding of how a St Louis bankruptcy works?  Are you familiar with the difference between a Chapter 7 and a Chapter 13?  Do you know how assets (like a house or car) are treated by the court? 

If not, then it is probably a good idea to give us a call!!  We can answer all your questions, describe your full range of options, and get you back on the road towards financial freedom!  And this all starts with the “fresh start / clean slate” that the court provides you with upon filing.


For example, if you were to file a St Louis Chapter 7, the court describes this as a straight discharge of your unsecured debts.  Things like credit cards, medical bills, payday loans, old utility bills, etc.  This means that you will no longer have deal with those creditors again (for as long as you live).  No more phone calls, no more letters, no more demands for money you don’t have, and no more threats of lawsuits.

In a Chapter 13, you are put into a repayment plan.  This plan lasts between three (3) and five (5) years in length.  During this period, you will pay back certain debts.  These would include back child support, recent taxes, car loans, and overdue mortgage payments.  A Ch13 is typically chosen when you are facing a pending home foreclosure or a recent car repossession.

Either way, you will be in a far better position than your current situation today!!  All you need to do is get in touch with us!  A phone call, an email, a text, or fill out an online form!  We’ll take it from there.

The affordable St. Louis bankruptcy attorneys at The Law Office of Jennifer Alter-Rieken have been saving and protecting people’s assets for years.  Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you.  All phone conversations and office consultations are free of charge.

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