Jefferson County, MO Bankruptcy


When you are dealing with the stress of ever-mounting levels of debt, your life can feel as if it is spiraling out of control.  Creditors and collection agencies can start calling day and night.  It can become a struggle to even make the monthly minimum payments on your debts.  And your personal and family relationships can be negatively affected as well.  But this set of circumstances does not have to continue forever.  In fact, getting complete and total relief from your current situation can be had much quicker and easier than you may realize.


The following pages discuss in detail how a Jefferson County, Missouri bankruptcy works.  For instance, a Jefferson County Chapter 7 bankruptcy will wipe out all of your unsecured debt (like credit cards, medical bills, payday loans, deficiencies from a repossession, etc.).  This type of filing is a relatively quick process from start to finish in which you receive your official discharge of debts about three to four months after filing your case.  Thereafter, you will be in a perfect position to rebuild your credit rating and score.

A Jefferson County, MO Chapter 13 bankruptcy is a repayment plan in which certain debts are paid back over a period of three (3) or five (5) years.  A Chapter 13 is used primarily to stop a foreclosure on your home.  Such a filing can also reduce the amount you owe on a car loan by cramming the balance down to the actual fair market value of the vehicle.  In addition, a 13 will give you an opportunity to strip off a second mortgage (if there is no equity in the first mortgage).

A Jefferson County, Missouri, bankruptcy can help you get back on your feet and move forward with life.  It is a chance to get a fresh start by wiping the slate clean of past debts and burdens.  Your life will be much less stressful, and you can begin to work towards your financial goals.  The affordable Jefferson County bankruptcy attorneys at The Law Office of Jennifer Alter-Rieken have been helping people get rid of their debts for over ten (10) years.  The initial consultation is free of charge.  So contact us today to learn more!!

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