St. Louis Chapter 13 Plan

When a St. Louis Chapter 13 bankruptcy is filed, it is necessary to construct a repayment plan so that the court understands how your creditors are to be paid back. This plan is really a standardized form that the Chapter 13 Trustee has put together in order to simplify the process. The data entered into the form is what the Trustee uses to make payment dispersals each month.

For example, if you have fallen behind on your mortgage payments, and you wish to catch up on those payments, the Chapter 13 plan will detail how much is owed, to whom payments are to be made, over what length of time, and the appropriate interest rate at which those payments are to be calculated. The Trustee uses this information when monthly payouts are made on your case.

Of course, it is very important that this plan pays out an appropriate amount to your creditors. Mistakes are commonly made (even by seasoned attorneys), and situations can arise wherein a plan calls for a payout of too much or too little. When such a situation arises, the attorney will have to amend the plan after recalculating the proper amount.

The St. Louis bankruptcy lawyers at The Bankruptcy Company have filed hundreds of St. Louis Chapter 13 plans over the years. Our attorneys have the necessary skill and knowledge to prepare your case correctly, and help guide you towards a better financial future.

Call us at (314) 932-1067 or contact us through our website The Bankruptcy Company to set up your free consultation with our experienced St. Louis bankruptcy attorneys.

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