St. Louis Chapter 13 Trustee

When a St. Louis Chapter 13 bankruptcy is filed, the case is administered by a Trustee who is appointed by the United States Trustee, which is a division of the US Department of Justice.  This individual is the person who will disperse funds to your creditors who are to be paid back inside the Chapter 13 plan.  It is also the Missouri Chapter 13 Trustee’s job to determine if the monthly plan payments to be made each month to your creditors are sufficient to cover the debts owed.  If the Trustee determines that your plan payment is lower than it should be, he/she may request that the monthly payment be made higher so as to cover the debts.

The Chapter 13 Trustee’s main goal is get as much money as he/she can to the unsecured creditors that you may have.  The reason for this is because the unsecured creditors occupy the lowest rung on the ladder of priority.  This type of creditor is therefore the most likely to be discharged at the end of the payment plan.  But even if the Trustee believes that your plan payment should increase so as to pay out more towards the unsecured creditors, an experienced St. Louis bankruptcy attorney should know how to prevent this from happening.

The St. Louis bankruptcy lawyers at The Law Office of Jennifer Alter-Rieken have developed a solid relationship with the Chapter 13 Trustees in the Eastern District of Missouri and the Southern District of Illinois.  This relationship has allowed us to create the best possible outcome for each of our clients on their road towards financial success.  Our staff is ready to help put you on this path, and get you the fresh start / clean slate that you deserve from a St. Louis bankruptcy.

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